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NPCI to unlink UPI IDs from inactive numbers from April 1: How to avoid losing access | Technology News


The National Payments Corporation of India (NPCI) recently announced that it will be unlinking UPI IDs associated with inactive mobile numbers starting from April 1.

This means people who use GPay, PhonePe and UPI apps for mobile payments won’t be able to use their inactive or reassigned mobile number to complete transactions.

What does this mean?

If your mobile number has been inactive for an extended period, NPCI’s new guidelines state that banks may remove it from their account records and suspend UPI services for your account.

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NPCI also said that the decision was made because some inactive mobile numbers are causing technical problems in the banking and UPI system. Moreover, the move will also help decrease the risk of fraud, which is likely to happen if you are using an UPI enabled account with a mobile number that has been reassigned to someone else.

Who is at risk of losing access to UPI services?

If you recently switched to a new mobile number but your bank account is still linked to your old one, chances are you will face problems. The new guidelines will also affect users who are still using UPI with their inactive and reassigned mobile numbers or have surrendered their SIM without updating it in their bank records.

How to prevent this from happening?

To prevent this from happening, the payment authority suggests users should check their mobile numbers linked to unused bank accounts and activate them as soon as possible. Also, you should update your old inactive number and replace it with the current one before the April 1 deadline to avoid any service disruption.

 

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